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Our savings plan

Sam & Minee
as of

Your goalstag each one as Sam's, Minee's, or shared

Can you each afford your goals?your spare cash each month vs what you're putting away

What you each earn & spendmonthly take-home — tap any number to change it

Where the money goesupload a card statement (CSV or PDF) — it stays in your browser, sorted into categories so you can see where it's all going

What if Sam's income dips?model a temporary drop, e.g. between FIFO rosters or a role change

starts in months
lasts months
Sam's pay down %

Buying your first homeguarantor loan (no LMI) · first-home-buyer stamp duty · WA estimates, all editable

Make your money workideas from your numbers, and what your money could grow into · illustrations, not financial advice

Month by monthhow your goals grow from here

Estimates only, not financial advice. Stamp duty uses the WA scale (with the first-home-buyer concession when ticked) and ignores any grants; mortgage repayments assume a fixed rate over the full term. Edit any figure if you have a real quote. With a family guarantor there's no LMI and no required 20% deposit. Sole-trader (Oleary Digital / QT) income usually needs two full financial years before a lender counts it; Minee's nursing income is the bankable anchor.